Roth Ira Income Maximum 2024. For 2024, the irs only allows you to save a total of $7,000 across all your traditional and roth iras, combined. The amount you can contribute to a roth ira depends on your annual income.

For 2024, the annual ira contribution limit is $7,000, with an extra $1,000 for investors age 50 and older. Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth.